Can I complain about car finance I think was mis-sold?

Yes. Start with a formal complaint to the finance provider or relevant firm and keep the agreement and sales evidence. If unresolved, regulated complaint routes may include the Financial Ombudsman Service.

In relation to “Can I complain about car finance I think was mis-sold?”, a finance decision can look cheap month to month while being expensive overall; compare the whole contract rather than one advertised figure.

For “Can I complain about car finance I think was mis-sold?”, keep a dated receipt and evidence of the keeper change. The exact transfer time can be useful if parking, toll, tax or enforcement correspondence appears later.

For “Can I complain about car finance I think was mis-sold?”, keep the original finance agreement, pre-contract information, dealer emails and complaint reference. A complaint is stronger when it identifies the specific representation, disclosure or commission issue being challenged.

For “Can I complain about car finance I think was mis-sold?”, this answer is written for a Northern Ireland user, but some vehicle-registration, consumer-credit and insurance functions operate on a UK-wide basis. The attached sources — MoneyHelper - Personal Contract Purchase (PCP), MoneyHelper - Buying a car with Hire Purchase, and nidirect - Contact Consumerline — are therefore deliberately mixed where the responsible authority is UK-wide. That is more accurate than forcing every point into an NI-only source.

Practical next step for “Can I complain about car finance I think was mis-sold?”: open the finance agreement and find the figures or clause relevant to this question. If you are changing or ending the agreement, request the current position directly from the finance provider before promising the car to anyone else.