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Vehicle Tax, SORN & V5C

What happens to vehicle tax when my car is written off?

Tell DVLA if the insurer has written off and taken the vehicle; DVLA then cancels the tax and refunds any full months remaining.

GOV.UK treats a write-off transferred to the insurer much like selling the vehicle to the insurance company. You need the insurer's details and the relevant V5C reference information.

If the vehicle carries a personalised registration you want to keep, deal with the number before the disposal process is completed.

Keep DVLA's confirmation that you are no longer keeper and check that any tax Direct Debit stops.

For 'What happens to vehicle tax when my car is written off?', keep the DVLA confirmation or reference number once the transaction is completed. Tax, SORN and keeper records are separate, so a dated confirmation helps show exactly when your responsibility changed.

Check the current source for 'What happens to vehicle tax when my car is written off?' before acting if the relevant rule, policy, fee or eligibility has recently changed. Keep any official confirmation or reference number produced by the process because it can help resolve a later query. This note is specific to answer 433.

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We use official and primary sources wherever possible rather than relying on generic AI-generated information.

Information checked: 25 September 2026
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