What should I do if my windscreen is cracked by a stone from another vehicle?

Record the vehicle and circumstances if possible, take photographs and contact your insurer or glass provider. Recovery from another driver usually requires evidence that they were legally responsible, not merely that a stone came from their direction.

In relation to “What should I do if my windscreen is cracked by a stone from another vehicle?”, at a collision or roadside incident, safety comes first; evidence comes second, but good evidence can make a later insurance or liability decision much clearer.

For “What should I do if my windscreen is cracked by a stone from another vehicle?”, try to preserve evidence linking the object to the other vehicle: dash-cam footage, registration, witnesses and photographs of the object or damage can matter more than assumptions about where it came from.

For “What should I do if my windscreen is cracked by a stone from another vehicle?”, for Northern Ireland, the key is to use the authority or contract that actually controls this issue. The sources attached to this answer include PSNI - Road Traffic Collision, nidirect - Motor insurance explained, and GOV.UK - Vehicle insurance. Those sources should take priority over forum posts or guidance written for a different jurisdiction, particularly where a deadline, offence, fee, finance right or policy condition is involved.

Practical next step for “What should I do if my windscreen is cracked by a stone from another vehicle?”: make a short incident note while details are fresh — time, exact location, registrations, people involved, witnesses and photographs or original video. If police, insurer, road authority or recovery operator is involved, keep each reference number with that note.