Do I need to tell my insurer about penalty points?

Different insurers ask about different time periods and may require notification immediately or at renewal. The safest approach is to check the policy wording instead of guessing.

Penalty points and fixed penalties can affect underwriting and price, especially when there are multiple offences or more serious codes.

Do not assume an endorsement disappearing from the physical licence display means an insurer no longer has a valid disclosure question about it.

Check when the policy requires notification. Some insurers ask for immediate updates while others deal with changes at renewal, so the policy wording matters.

Check the current source for 'Do I need to tell my insurer about penalty points?' before acting if the relevant rule, policy, fee or eligibility has recently changed. Keep any official confirmation or reference number produced by the process because it can help resolve a later query. This note is specific to answer 457.