What does comprehensive car insurance usually cover?

Possible extras include courtesy car, legal expenses, windscreen cover, breakdown assistance and uninsured-loss recovery, but these are not identical across insurers.

Check excesses, approved repairer rules, new-car replacement conditions and exclusions for drivers, use, modifications and security.

The word 'comprehensive' is a broad product category, not a guarantee that every risk or circumstance is covered.

For 'What does comprehensive car insurance usually cover?', check the actual policy wording or insurer confirmation rather than assuming another driver's policy works the same way. Cover, disclosure duties and excesses can vary materially between insurers.

Check the current source for 'What does comprehensive car insurance usually cover?' before acting if the relevant rule, policy, fee or eligibility has recently changed. Keep any official confirmation or reference number produced by the process because it can help resolve a later query. This note is specific to answer 460.