Does changing my address affect car insurance?

Insurers use location when assessing theft, accident and parking risk. Where the car is normally kept overnight is especially important.

An address change can increase or reduce the premium, and the insurer may charge an administration fee under the policy terms.

Update DVLA records separately because changing your insurance address does not automatically change your V5C or driving licence records.

Tell the insurer where the car is normally kept overnight as well as your correspondence address. Moving from a driveway to on-street parking can be relevant even within the same general area.

Check the current source for 'Does changing my address affect car insurance?' before acting if the relevant rule, policy, fee or eligibility has recently changed. Keep any official confirmation or reference number produced by the process because it can help resolve a later query. This note is specific to answer 456.