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Car Insurance & Accidents

When do I need to report a road accident to police in Northern Ireland?

If required details were not exchanged after an accident involving damage or injury, report it to police as soon as possible and within 24 hours.

Serious injury, dangerous driving, suspected drink/drug driving, uninsured driving or immediate danger can justify contacting police straight away rather than waiting.

If the accident is minor and all legal details are properly exchanged, police attendance is not automatically required solely because vehicles were damaged.

Keep the police reference if one is given, because insurers may ask for it later.

For 'When do I need to report a road accident to police in Northern Ireland?', check the actual policy wording or insurer confirmation rather than assuming another driver's policy works the same way. Cover, disclosure duties and excesses can vary materially between insurers.

Check the current source for 'When do I need to report a road accident to police in Northern Ireland?' before acting if the relevant rule, policy, fee or eligibility has recently changed. Keep any official confirmation or reference number produced by the process because it can help resolve a later query. This note is specific to answer 444.

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We use official and primary sources wherever possible rather than relying on generic AI-generated information.

Information checked: 25 September 2026
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