Will a non-fault accident affect my insurance premium?
A 'non-fault' claim usually means your insurer recovered its costs from the responsible party, not that the incident disappears from your insurance history.
Disclosure questions vary, so answer exactly what the insurer asks about accidents, claims or losses during the stated period.
No-claims discount and premium are separate concepts: a protected discount does not guarantee that the underlying premium stays unchanged.
For 'Will a non-fault accident affect my insurance premium?', check the actual policy wording or insurer confirmation rather than assuming another driver's policy works the same way. Cover, disclosure duties and excesses can vary materially between insurers.
Check the current source for 'Will a non-fault accident affect my insurance premium?' before acting if the relevant rule, policy, fee or eligibility has recently changed. Keep any official confirmation or reference number produced by the process because it can help resolve a later query. This note is specific to answer 450.
Sources checked for this answer
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